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New law may help you get out of debt

Congress recently passed the Credit Card Accountability, Responsibility and Disclosure, or Credit CARD, Act of 2009. The law goes into effect Feb. 22, but many pieces of the legislation have other effective dates.
For Americans who carry a balance, which is about 40 percent of people who use a credit card, some of the protections will [...]

How to Finance a Small Business: Debt Vs. Equity

Small-Business Financing: Debt vs. Equity
Small-business owners can choose from two basic types of financing — debt and equity. This article looks at the advantages and disadvantages of each type and how they may be used for different purposes.

1. Small-Business Financing

Business owners who seek financing face a fundamental choice: Should they borrow funds [...]